Lawyers Office | Tupelo, MS | Mitchell & Cunningham, P.C. | 662-407-0408

A Brighter Tomorrow Through Bankruptcy

Bankruptcy is a savior to millions of homeowners and businesses every year. Find out how bankruptcy can give you a fresh start by contacting Mitchell & Cunningham, P.C today.

 

Mitchell & Cunningham, P.C. began in Tupelo in June 2003 and in Corinth in September 2009, with the goal of providing the best service to North Mississippi residents dealing with debt issues. We expanded our practice to include helping individuals in Tennessee in 2013. When you are in  a financial crisis, experience matters.

Tupelo, MS | Mitchell & Cunningham, P.C. | 662-407-0408

Know How Bankruptcy Works Before You File

Mitchell & Cunningham, P.C. is here to guide you through every part of the process, from presenting your best options, to standing by your side through all legal processes. We will make sure your debt is handled the best way possible.

We will guide you through every step of the bankruptcy process:

  • Reviewing your financial situation to determine if bankruptcy is the right option.
  • Completing the required credit counseling course
  • Completing the means test.
  • Deciding if Chapter 7 or Chapter 13 offers the most benefit for you.
  • Gathering all necessary financial documents, including tax info, bills, and pay stubs.
  • Completing the required paperwork needed to file for bankruptcy.
  • Determining a proper payment plan, if filing for Chapter 13.
  • Filing the paperwork with the courts.
  • Addressing any concerns throughout the process.
  • Ensuring you receive your discharge and all the benefits that accompany it.

Plan Your Financial Future with an Experienced Debt Relief Attorney

The bankruptcy process can actually be highly beneficial to individuals, families, and business owners who have fallen on hard times. Under a Chapter 7 or Chapter 13 bankruptcy, your unsecured debts may be discharged, providing relief from the  overwhelming debt  that has plagued you for far too long.

Bankruptcy and Your Future

Many people believe that bankruptcy will ruin your credit for the rest of your life. In truth, a bankruptcy can have a similar impact on your credit rating as the overwhelming debt that it can discharge. If you are unable to pay your bills, you are likely experiencing a dramatic decrease in your credit score. Bankruptcy can alleviate your debt and allow you to eventually rebuild your credit.

A Chapter 7 bankruptcy will likely remain in your credit report for 10 years, while a Chapter 13 bankruptcy may appear for 7-10 years. You can begin the process of rebuilding your credit even with a bankruptcy on your credit record.

While it may remain on your credit record for years to come, a bankruptcy filing puts a hard date on the end of your financial worries. Drawing out a negative or defaulted account in collections will keep a delinquency active. A bankruptcy can end the debt and mark a point in the future in which your credit will begin to improve.

Get Started on Tomorrow, Today

The most important first step in planning your financial future after bankruptcy is to schedule a free consultation to discuss your options. During your free consultation, we will discuss the debt relief options available to your unique financial situation. You will also learn more about the impact filing bankruptcy will have on your future and your present.

TUPELO OFFICE
112 N. Broadway Street
P.O. Box 7177
Tupelo, MS 38802

Email: kimbowling@mitchellcunningham.com

Phone: 662-407-0408

Fax: 662-407-0782

CORINTH OFFICE
512 A East Waldron Street
Corinth, MS 38834

Email: kbowling@mitchellcunningham.com

Phone: 662-286-5665

Fax: 662-286-5667

 

© 2017 hibu,Inc.  All Rights Reserved | Privacy Policy